VaultCap

Everything you own. Encrypted.

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Finance is fragmented.

Budget apps want your bank logins. Password managers and finance tools live in silos — and both phone home.

3 countries
🇵🇰 🇬🇧 🇦🇪
7+ bank
accounts
Scattered
documents
Multiple
currencies
Your bank app sells your data.

There had to be a better way.

What if your data never left your device?
What if encryption was the default, not the exception?
What if you owned your financial identity — completely?
VaultCap

Bank-grade encryption. No account. No server. Just your vault.

No Account Works Offline Your PIN Only

Simple by design.

01

Add

Add your banks, cards, documents — takes minutes

02

Encrypt

Everything encrypted with YOUR PIN. Locally. No servers involved.

03

Access

Access anywhere. Export. Restore. Own your data forever.

Your net worth. One private ledger.

VaultCap dark dashboard — net worth
VaultCap banks — filled demo
VaultCap Family Vault
Banks
Every account, every country
Cards
Debit, credit, crypto — with photo capture
Investments
Stocks, funds, Sukuk, bonds
Loans
Money lent and borrowed
Expenses
Subscriptions · category charts · monthly totals
Credit Score
UK, UAE scores in one place

Your identity. Secured.

Passport &
National ID
Driving
Licence
🇦🇪 Emirates
ID
SIM Cards
Recharge & contract
Email identities
Emergency lock-screen access
All docs encrypted locally

Built for the world's
most connected people.

🇵🇰
Pakistan
  • FBR Tax returns
  • PKR currency
  • HBL, Meezan, UBL
  • Zakat calculator
🇬🇧
United Kingdom
  • HMRC self-assessment
  • GBP currency
  • Monzo, Barclays, Lloyds
  • Experian credit score
🇦🇪
UAE
  • VAT calculator
  • AED currency
  • ENBD, FAB, Mashreq
  • Al Etihad score

Bank-grade privacy.
Human-grade simplicity.

AES-256-GCM Encryption
Industry standard used by governments and banks
PBKDF2 · 310,000 Iterations
SHA-256 key derivation — your PIN is never stored
Decoy Vault Mode
Second PIN shows a clean, empty vault
Emergency Lock Screen
First-responder info visible without unlocking
No Account · No Cloud · No Tracking
No account. No analytics. No backdoors.

Your data survives anything.

Export .vos
Encrypted backup file
→
SHA-256 Hash
Tamper-proof fingerprint
→
Any Device
Phone, tablet, laptop
→
Restored in 30s
Full vault, instantly
Even if this URL disappears tomorrow, your data is safe forever. You own the encrypted file. You hold the key.

One vault. Your entire family.

Head of Family
Full access
Spouse
Banks · Cards
Children
Docs · Notes
Parents
ID · Assets
Banks Cards Documents Notes Assets Investments SIMs

Two themes. System follows you.

Dark, Light, or System — matches your OS. Settings → Appearance.

Dark
Light
System

Built for the globally mobile.

The Diaspora Professional
Pakistani in London managing money across three countries and five currencies simultaneously.
The Family Guardian
Tracking finances, documents, and insurance for spouse, children, and parents in one encrypted vault.
The Business Owner
Cleanly separating personal and business finances while staying tax-ready for multiple jurisdictions.
The Privacy-First User
Done trusting apps with their financial identity. Ready to own their data completely.
SA

Shamikh Ahmed

Director, NEWS Logistics  ·  Founder, TheSolution360
MSc Logistics & Operations Management, Cardiff University
MSc Accounting & Finance, BPP University London

"I built VaultCap because I couldn't find one app that understood the financial complexity of living across Pakistan, UK, and UAE — managing committees, prize bonds, zakat, foreign accounts, and family finances simultaneously. So I built it myself."

Rates that move with you.

Live FX, gold, and silver. Zakat nisab at today's price. Net worth updates when rates move — still encrypted, still on your phone.

FX

Live Rates

PKR · GBP · AED · USD and 150+ currencies when online

Au

Gold & Silver

Live spot prices per gram, tola, and troy ounce — net worth recalculated instantly

Live Nisab

Zakat threshold calculated at today's silver and gold price — no manual lookup needed

Your Community Finances.

BC/committees, prize bonds, premium bonds, NSS — all in one place. Ballot draws built in. Zakat auto-calculated on everything.

BC / Committee
Ballot, fixed, bid-based — PK, UK, UAE, West Africa
Ballot Draw
Built-in random draw for organisers — fair, instant, recorded
Prize Bonds
PK denominations, UK Premium Bonds, NSS — draw tracker included
Bulk Import
Paste a list of bond numbers — all imported in one tap
Zakat Auto-Fill
BC receivables and bond face value auto-added to Zakat calculator
Payment Reminders
BC due dates and draw months notify you automatically

Zakat. Built Right.

Live nisab. Hawl tracker. Auto-filled from your vault. Multi-madhab. Multi-currency result. Methodology documented in-app — not a fatwa service.

Live Nisab Threshold
Silver & gold nisab calculated at today's spot price — Hanafi, Shafi'i, and stricter gold standard
Hawl Tracker
354-day lunar year countdown from the date your wealth crossed nisab
Auto-Fill from Vault
Cash, banks, gold, investments, loans given, BC receivables — all pre-populated
Multi-Currency Result
Zakat due shown in PKR, GBP, AED, and USD simultaneously

Just Paste. We'll Figure It Out.

Bank statement? Paste it. Screenshot description? Paste it. VaultCap Smart Import reads it, extracts every account, card, loan, and holding — editable before it touches your vault.

Paste Anything
Statement, screenshot, description, CSV
→
Smart Import
Banks, cards, loans, gold, bonds, committees
→
Review & Edit
Confidence scores · editable fields · checkboxes
→
Imported
Saved to your vault instantly
Green border = high confidence. Yellow = some inference. Red = needs your review. Nothing lands in your vault until you approve it.

Your vault
awaits.

Private. Encrypted. Yours.

Open VaultCap Read the Guide Presentation Landing
QR code — open VaultCap on your phone
Scan to open on your phone

© 2026 Shamikh Ahmed  ·  VaultCap  ·  Source-available

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